Privacy Policy

We collect various types of information to provide and improve our consultation services, including personal details you provide and data generated through your use of our services

• Contact information (name, email, phone number, address)
• Financial information relevant to consultation services
• Website usage data and analytics information
• Communication records and consultation notes

Your personal information is used exclusively for providing consultation services, improving our offerings, and maintaining client relationships in accordance with Malaysian privacy laws

• Providing personalized financial planning consultations
• Communicating about services and appointments
• Improving our consultation methods and service quality
• Complying with legal and regulatory requirements

We process your personal data based on the following legal foundations under Malaysian Personal Data Protection Act

Primary Legal Basis: We process your data based on your explicit consent and our legitimate interest in providing professional consultation services

We use cookies and similar technologies to enhance your website experience, analyze usage patterns, and provide personalized content

We do not sell your personal information. Limited sharing occurs only under specific circumstances necessary for service delivery and legal compliance

• With service providers who assist in delivering our consultation services
• When required by law, court order, or regulatory authorities
• To protect our rights, safety, or the rights of others

Under Malaysian Personal Data Protection Act and international privacy laws, you have several rights regarding your personal information

• Right to access your personal data and processing information
• Right to correct inaccurate or incomplete personal data
• Right to request deletion of your personal data
• Right to restrict or object to certain processing activities
• Right to data portability and transfer to another service
• Right to withdraw consent for data processing at any time

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Data is retained only as long as necessary for service provision and legal compliance.

Your personal data may be processed in countries outside Malaysia for specific service-related purposes. We ensure appropriate safeguards are in place to protect your data during any international transfers in accordance with applicable privacy laws.

We may update this Privacy Policy periodically to reflect changes in our practices, services, or applicable laws. We will notify you of significant changes and obtain consent where required by law.

If you have questions about this Privacy Policy or our data handling practices, please contact us